My younger sister, Lauren, and her husband, Scott, pulled up to my house in their 18-year-old car, their belongings piled high in the backseat. I took a deep breath and walked to the door to greet them, trying to push aside the worries that had besieged me since I’d agreed to let them move in.

“Could we stay with you for a little while?” Lauren had asked. “Until we get back on our feet?”

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