My son and daughters are all grown now, but as their mother I still worry about them. Especially when Gina, my youngest, told me about the car trouble that she’d been having.
“I turn the key in the ignition, but it just won’t start,” Gina said when I was down in Texas visiting her and her sister for a month.
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Since that financial 
There is so much going on in that passage, and so much to study and think about. But for our purposes here and now, I want to focus on perhaps the most straightforward and easy-to-understand part of the whole story. 
